The possibility of obtaining a quick loan for agriculture is an opportunity to develop your business.
Some possible destinations of loans for agriculture:
Working capital
- Seeds, fertilizer, herbicides, fungicides
- Payment of salaries or fees from state
- Payments to suppliers
- Refinancing working capital loans from other institution
Investment
- Acquisition of agriculture machinery
- Purchase of agricultural land, warehouses
- Construction of greenhouses, stables, warehouses for storage
- Purchase of animals
- Purchase of irrigation systems
- Refinancing investment loans from other institutions
Mixed destination
- Any combination of the above: WORKING CAPITAL + INVESTMENTS
Who can be beneficiaries of agriculture loans:
Agro loans benficiaries can perform any agricultural activity and can be organized as:
- Individual agro producers
- Companies: PFA, II, IF, SRL, SA with farming activity
Terms of lending for agriculture:
| Loan Amount | 2 000 – 45 000 lei |
|---|---|
| Term | 60 months |
| Guarantee | Only with personal guarantee |
| Loan Amount | 45 001 – 135 000 lei |
| Term | 84 months |
| Guarantee | Personal guarantee and movable property |
| Loan Amount | 135 001 – 700 000 lei |
| Term | 120 months |
| Guarantee | Personal guarantee and movable property |
To obtain a loan for agriculture requires a minimum package of documents:
- Identity cards for associates / personal guarantors
- Certificate for agricultural producers or legal papers of the company
- Statement from the municipality with assets situation
- Papers related to the financial situation of the business
Benefits:
- Minimum package of documents
- The answer for amounts up to 45,000 lei in two days
- Transparency
- Flexible repayment chart